"For I know the plans I have for you," declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future." Jeremiah 29:11

Tuesday, September 21, 2010


So, it's official.  The Drosches are tired of living out in Egypt and making the 65 mile round trip every day to work and home again.  So, as if our plates weren't full enough with our Masters courses, Amy's new Scentsy business (which is soaring off!), planning and working toward our adoption, and everything else, we have decided to add moving into the mix.  You know Amy and I, when we decide to do something we jump, head first, into it without looking back (think building this house, buying a van, and countless other decisions!).

We have been mulling over the idea for a few weeks now.  As the area we live in grows the traffic getting home is growing as well.  It now takes us at least an hour to get home, regardless of when we leave (up from about 50 minutes at most) and at least 50 minutes to get to work (up from 40-45 minutes).  With the boys getting older, and getting closer to nightly homework, we realize there is no way our family can continue to make the drive in.  There is too much strain on our schedule.  We love us some Cypress, but it has just gotten about 15 miles too far away from everything. 

So, yesterday Amy was at home with a sick Jack (think back to the last post found here).  We took him to the doctor yesterday and found out he had strep.  So we have him on medicine and I stayed home with him today.  Luckily the fever is gone and he will be returning to school tomorrow.  But i digress.  Anyway, Amy was at home with Jack and called Bank of America, who has our home loan now, to ask about what we could qualify for.  We got great news!  While we can't get a loan right now, due to no down payment, we could get a great loan, for the amount we were hoping for, at an incredible interest rate, far better than what we have now!  Long story short, we can afford a more expensive house (a must since we are moving in) and will actually pay less than we do for our house now!  Hold your applause, really!  We owe it all to Dave Ramsey and his Financial Freedom program!  Well, and Amy too for kicking into high gear with our debt snowball and knocking so much debt out!  So, we will divert debt snowball money into a down payment savings and should have our amount saved up by the end of this year!  Then we will be able to fully proceed with looking for a house!  

So, until we have that money we are cutting back on all extras, what little ones we have since we have been so strict with our program.  I will forgo my Starbucks and iTunes allowances (let me get a tissue) and we will begin to tighten the purse strings even more.  But we can do it!  The next step is to get our house listed and put up for sale.  We pray that we will be able to just break even, we have no high hopes for making money off of the house.  I also hope we don't have to do too much to get the house ready.  The biggest thing I'm worried about is the boys' bathroom.  But I mean who doesn't want a bright yellow bathroom with orange and blue dots?  All you naysayers grab a brush and head on over!  But if paint we must to I'll roll up my sleeves and do it.  I also know some work will need to be put into the back yard to get it more presentable.  But it is all worth it if we can squeeze every penny we can out of this house!

Since we  are moving before we originally planned we can't afford the neighborhood we really love, but that is ok.  We have been doing quite a bit of research and have found several ones that have great houses, needing minimal updating, in our price range!  It is exciting to begin the process even knowing that we may not be moving anytime in the near future.  Best/worst case scenario is our house sells before we can buy a new one and we have to either rent an apartment or move in with parents.  But that would be a minor inconvenience that would allow us to save more money.  So, time will tell.  For now we are excitedly beginning another adventure here.  Busy busy busy as ever, but that's how we roll!  Buckle up and get ready for the next ride!  Here we go!

All is well, movin' on up, er in, in Drosche Land.


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